Best Western Rewards Visa Signature Card vs CitiBusiness / AAdvantage Platinum Select Mastercard
Both are travel travel cards. The Best Western Rewards Visa Signature Card comes from First Bank & Trust at $0/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Best Western Rewards Visa Signature Card's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Best Western Rewards Visa Signature Card after you've earned that bonus.
| Feature | Best Western Rewards Visa Signature Card | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Annual fee | $0 | $99 |
| Sign-up bonus | Not advertised | 65,000 miles |
| Bonus value (est.) | - | $1,073 |
| Min spend to unlock bonus | - | $4,000 in 4 mo |
| Issuer | First Bank & Trust | Citi |
| Card category | travel | travel |
| Best earning category (Best_western_hotels) | 4x | 1x |
| Transfer partners | None | aadvantage |
| Headline benefits |
Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard
Common questions
- Which card has the bigger sign-up bonus, Best Western Rewards Visa Signature Card or CitiBusiness / AAdvantage Platinum Select Mastercard?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Best Western Rewards Visa Signature Card doesn't advertise one right now.
- Is the Best Western Rewards Visa Signature Card's $0 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
- The Best Western Rewards Visa Signature Card has no annual fee, so the question is whether the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 fee is justified by its perks. If you'll use enough of the CitiBusiness / AAdvantage Platinum Select Mastercard's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Best Western Rewards Visa Signature Card.
- Can I have both the Best Western Rewards Visa Signature Card and CitiBusiness / AAdvantage Platinum Select Mastercard?
- Yes, since they're from different issuers (First Bank & Trust and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Best Western Rewards Visa Signature Card or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Visa Signature Card: no published min spend. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
