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Best Western Rewards Visa Signature Card vs Chase Sapphire Reserve
Both are travel travel cards. The Best Western Rewards Visa Signature Card comes from First Bank & Trust at $0/yr; the Chase Sapphire Reserve from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Sapphire Reserve is the stronger pick today, the sign-up bonus is meaningfully larger ($2,500 more in estimated value) than the Best Western Rewards Visa Signature Card's. Get the Chase Sapphire Reserve first; revisit the Best Western Rewards Visa Signature Card after you've earned that bonus.
| Feature | Best Western Rewards Visa Signature Card | Chase Sapphire Reserve |
|---|---|---|
| Annual fee | $0 | $795 |
| Sign-up bonus | Not advertised | 125,000 points |
| Bonus value (est.) | - | $2,500 |
| Min spend to unlock bonus | - | $6,000 in 3 mo |
| Issuer | First Bank & Trust | Chase |
| Card category | travel | travel |
| Best earning category (Best_western_hotels) | 4x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
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Read the full review
Best Western Rewards Visa Signature Card
$0/yr ·
Read the full review
Chase Sapphire Reserve
$795/yr · 125,000 points
Editorial take: Chase Sapphire Reserve
Recently revamped with over $3,000 in annual credits and perks. If you travel three or more times a year and live near an airport with a Sapphire lounge, this card is a smart choice.
Common questions
- Which card has the bigger sign-up bonus, Best Western Rewards Visa Signature Card or Chase Sapphire Reserve?
- The Chase Sapphire Reserve has a public bonus (125,000 points, worth roughly $2,500), while the Best Western Rewards Visa Signature Card doesn't advertise one right now.
- Is the Best Western Rewards Visa Signature Card's $0 annual fee worth it compared to the Chase Sapphire Reserve?
- The Best Western Rewards Visa Signature Card has no annual fee, so the question is whether the Chase Sapphire Reserve's $795 fee is justified by its perks. If you'll use enough of the Chase Sapphire Reserve's benefits to clear $795 in value annually, it's worth it; otherwise stick with the Best Western Rewards Visa Signature Card.
- Can I have both the Best Western Rewards Visa Signature Card and Chase Sapphire Reserve?
- Yes, since they're from different issuers (First Bank & Trust and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Best Western Rewards Visa Signature Card or the Chase Sapphire Reserve first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Visa Signature Card: no published min spend. Chase Sapphire Reserve: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.