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Best Western Rewards Premium Visa Signature Card vs IHG One Rewards Premier

Both are well-respected travel cards. The Best Western Rewards Premium Visa Signature Card comes from First Bank & Trust at $89/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the IHG One Rewards Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($700 more in estimated value) than the Best Western Rewards Premium Visa Signature Card's. Get the IHG One Rewards Premier first; revisit the Best Western Rewards Premium Visa Signature Card after you've earned that bonus.

FeatureBest Western Rewards Premium Visa Signature CardIHG One Rewards Premier
Annual fee$89$99
Sign-up bonusUp to 80,000 bonus points, amount shown before you apply140,000 bonus points
Bonus value (est.)-$700
Min spend to unlock bonus-$3,000 in 3 mo
IssuerFirst Bank & TrustChase
Card categorytravelhotel
Best earning category (Best_western_hotels)10x1x
Transfer partnersNoneNone
Headline benefits
    • Free night award annually
    • Platinum Elite status
    • 4th night free on awards
    • 10x at IHG properties
    Read the full review
    Best Western Rewards Premium Visa Signature Card
    $89/yr · Up to 80,000 bonus points, amount shown before you apply
    Read the full review
    IHG One Rewards Premier
    $99/yr · 140,000 bonus points

    Editorial take: Best Western Rewards Premium Visa Signature Card

    Editorial take: IHG One Rewards Premier

    A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.

    Common questions

    Which card has the bigger sign-up bonus, Best Western Rewards Premium Visa Signature Card or IHG One Rewards Premier?
    The IHG One Rewards Premier has a public bonus (140,000 bonus points, worth roughly $700), while the Best Western Rewards Premium Visa Signature Card doesn't advertise one right now.
    Is the Best Western Rewards Premium Visa Signature Card's $89 annual fee worth it compared to the IHG One Rewards Premier?
    At $89/yr, the Best Western Rewards Premium Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Premier's, pick the one whose perks you'll actually use.
    Can I have both the Best Western Rewards Premium Visa Signature Card and IHG One Rewards Premier?
    Yes, since they're from different issuers (First Bank & Trust and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Best Western Rewards Premium Visa Signature Card or the IHG One Rewards Premier first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Premium Visa Signature Card: no published min spend. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.