Best Western Rewards Premium Visa Signature Card vs Citi Double Cash
Both are well-respected travel cards. The Best Western Rewards Premium Visa Signature Card comes from First Bank & Trust at $89/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Best Western Rewards Premium Visa Signature Card | Citi Double Cash |
|---|---|---|
| Annual fee | $89 | $0 |
| Sign-up bonus | Up to 80,000 bonus points, amount shown before you apply | $200 cash back |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | - | $1,500 in 6 mo |
| Issuer | First Bank & Trust | Citi |
| Card category | travel | cashback |
| Best earning category (Best_western_hotels) | 10x | 1x |
| Transfer partners | None | citi-ty |
| Headline benefits |
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Editorial take: Citi Double Cash
The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.
Common questions
- Which card has the bigger sign-up bonus, Best Western Rewards Premium Visa Signature Card or Citi Double Cash?
- The Citi Double Cash has a public bonus ($200 cash back, worth roughly $200), while the Best Western Rewards Premium Visa Signature Card doesn't advertise one right now.
- Is the Best Western Rewards Premium Visa Signature Card's $89 annual fee worth it compared to the Citi Double Cash?
- At $89/yr, the Best Western Rewards Premium Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Double Cash's, pick the one whose perks you'll actually use.
- Can I have both the Best Western Rewards Premium Visa Signature Card and Citi Double Cash?
- Yes, since they're from different issuers (First Bank & Trust and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Best Western Rewards Premium Visa Signature Card or the Citi Double Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Premium Visa Signature Card: no published min spend. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
