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Best Western Rewards Premium Visa Signature Card vs Sapphire Reserve for Business
Both are well-respected travel cards. The Best Western Rewards Premium Visa Signature Card comes from First Bank & Trust at $89/yr; the Sapphire Reserve for Business from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($3,460 more in estimated value) than the Best Western Rewards Premium Visa Signature Card's. Get the Sapphire Reserve for Business first; revisit the Best Western Rewards Premium Visa Signature Card after you've earned that bonus.
| Feature | Best Western Rewards Premium Visa Signature Card | Sapphire Reserve for Business |
|---|---|---|
| Annual fee | $89 | $795 |
| Sign-up bonus | Up to 80,000 bonus points, amount shown before you apply | 200,000 points |
| Bonus value (est.) | - | $3,460 |
| Min spend to unlock bonus | - | $30,000 in 6 mo |
| Issuer | First Bank & Trust | Chase |
| Card category | travel | business |
| Best earning category (Best_western_hotels) | 10x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
Read the full review
Best Western Rewards Premium Visa Signature Card
$89/yr · Up to 80,000 bonus points, amount shown before you apply
Read the full review
Sapphire Reserve for Business
$795/yr · 200,000 points
Editorial take: Sapphire Reserve for Business
Common questions
- Which card has the bigger sign-up bonus, Best Western Rewards Premium Visa Signature Card or Sapphire Reserve for Business?
- The Sapphire Reserve for Business has a public bonus (200,000 points, worth roughly $3,460), while the Best Western Rewards Premium Visa Signature Card doesn't advertise one right now.
- Is the Best Western Rewards Premium Visa Signature Card's $89 annual fee worth it compared to the Sapphire Reserve for Business?
- At $89/yr, the Best Western Rewards Premium Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sapphire Reserve for Business's, pick the one whose perks you'll actually use.
- Can I have both the Best Western Rewards Premium Visa Signature Card and Sapphire Reserve for Business?
- Yes, since they're from different issuers (First Bank & Trust and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Best Western Rewards Premium Visa Signature Card or the Sapphire Reserve for Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Premium Visa Signature Card: no published min spend. Sapphire Reserve for Business: $30,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.