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Best Western Rewards Premium Visa Signature Card vs Capital One Spark Cash
Both are well-respected travel cards. The Best Western Rewards Premium Visa Signature Card comes from First Bank & Trust at $89/yr; the Capital One Spark Cash from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($1,000 more in estimated value) than the Best Western Rewards Premium Visa Signature Card's. Get the Capital One Spark Cash first; revisit the Best Western Rewards Premium Visa Signature Card after you've earned that bonus.
| Feature | Best Western Rewards Premium Visa Signature Card | Capital One Spark Cash |
|---|---|---|
| Annual fee | $89 | $95 |
| Sign-up bonus | Up to 80,000 bonus points, amount shown before you apply | $1,000 cash bonus |
| Bonus value (est.) | - | $1,000 |
| Min spend to unlock bonus | - | $10,000 in 3 mo |
| Issuer | First Bank & Trust | Capital One |
| Card category | travel | business |
| Best earning category (Best_western_hotels) | 10x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Best Western Rewards Premium Visa Signature Card
$89/yr · Up to 80,000 bonus points, amount shown before you apply
Read the full review
Capital One Spark Cash
$95/yr · $1,000 cash bonus
Editorial take: Capital One Spark Cash
Common questions
- Which card has the bigger sign-up bonus, Best Western Rewards Premium Visa Signature Card or Capital One Spark Cash?
- The Capital One Spark Cash has a public bonus ($1,000 cash bonus, worth roughly $1,000), while the Best Western Rewards Premium Visa Signature Card doesn't advertise one right now.
- Is the Best Western Rewards Premium Visa Signature Card's $89 annual fee worth it compared to the Capital One Spark Cash?
- At $89/yr, the Best Western Rewards Premium Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Spark Cash's, pick the one whose perks you'll actually use.
- Can I have both the Best Western Rewards Premium Visa Signature Card and Capital One Spark Cash?
- Yes, since they're from different issuers (First Bank & Trust and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Best Western Rewards Premium Visa Signature Card or the Capital One Spark Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Premium Visa Signature Card: no published min spend. Capital One Spark Cash: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.