Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

BECU Secured Cash Back Credit Card vs Amazon Prime Visa

Both are cashback travel cards. The BECU Secured Cash Back Credit Card comes from BECU at $0/yr; the Amazon Prime Visa from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBECU Secured Cash Back Credit CardAmazon Prime Visa
Annual fee$0$0
Sign-up bonusNo welcome bonus$150-$200 Amazon Gift Card upon approval (varies)
Bonus value (est.)$0$175
Min spend to unlock bonus$0 in 0 mo$0 in 0 mo
IssuerBECUChase
Card categorycashbackcashback
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      BECU Secured Cash Back Credit Card
      $0/yr · No welcome bonus
      Read the full review
      Amazon Prime Visa
      $0/yr · $150-$200 Amazon Gift Card upon approval (varies)

      Editorial take: BECU Secured Cash Back Credit Card

      Editorial take: Amazon Prime Visa

      Common questions

      Which card has the bigger sign-up bonus, BECU Secured Cash Back Credit Card or Amazon Prime Visa?
      The Amazon Prime Visa has the bigger bonus, $150-$200 Amazon Gift Card upon approval (varies), worth roughly $175, versus No welcome bonus (~$0) on the BECU Secured Cash Back Credit Card.
      Is the BECU Secured Cash Back Credit Card's $0 annual fee worth it compared to the Amazon Prime Visa?
      The BECU Secured Cash Back Credit Card has no annual fee, so the question is whether the Amazon Prime Visa's $0 fee is justified by its perks. If you'll use enough of the Amazon Prime Visa's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Secured Cash Back Credit Card.
      Can I have both the BECU Secured Cash Back Credit Card and Amazon Prime Visa?
      Yes, since they're from different issuers (BECU and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the BECU Secured Cash Back Credit Card or the Amazon Prime Visa first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Secured Cash Back Credit Card: $0 spend in 0 months. Amazon Prime Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.