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Side-by-side

BECU Cash Back Credit Card vs Verizon Visa Card

Both are cashback travel cards. The BECU Cash Back Credit Card comes from BECU at $0/yr; the Verizon Visa Card from Synchrony at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBECU Cash Back Credit CardVerizon Visa Card
Annual fee$0$0
Sign-up bonus$200 cash back after $2,000 spend in 3 monthsUp to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
Bonus value (est.)$200$100
Min spend to unlock bonus$2,000 in 3 mo$1,500 in 3 mo
IssuerBECUSynchrony
Card categorycashbackcashback
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      BECU Cash Back Credit Card
      $0/yr · $200 cash back after $2,000 spend in 3 months
      Read the full review
      Verizon Visa Card
      $0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)

      Editorial take: BECU Cash Back Credit Card

      Editorial take: Verizon Visa Card

      Common questions

      Which card has the bigger sign-up bonus, BECU Cash Back Credit Card or Verizon Visa Card?
      The BECU Cash Back Credit Card has the bigger bonus, $200 cash back after $2,000 spend in 3 months, worth roughly $200, versus Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend) (~$100) on the Verizon Visa Card.
      Is the BECU Cash Back Credit Card's $0 annual fee worth it compared to the Verizon Visa Card?
      The BECU Cash Back Credit Card has no annual fee, so the question is whether the Verizon Visa Card's $0 fee is justified by its perks. If you'll use enough of the Verizon Visa Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Cash Back Credit Card.
      Can I have both the BECU Cash Back Credit Card and Verizon Visa Card?
      Yes, since they're from different issuers (BECU and Synchrony) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the BECU Cash Back Credit Card or the Verizon Visa Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Cash Back Credit Card: $2,000 spend in 3 months. Verizon Visa Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.