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BECU Cash Back Credit Card vs Marriott Bonvoy Boundless
Both are well-respected travel cards. The BECU Cash Back Credit Card comes from BECU at $0/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($780 more in estimated value) than the BECU Cash Back Credit Card's. Get the Marriott Bonvoy Boundless first; revisit the BECU Cash Back Credit Card after you've earned that bonus.
| Feature | BECU Cash Back Credit Card | Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | $200 cash back after $2,000 spend in 3 months | 4 Free Night Awards |
| Bonus value (est.) | $200 | $980 |
| Min spend to unlock bonus | $2,000 in 3 mo | $3,000 in 3 mo |
| Issuer | BECU | Chase |
| Card category | cashback | hotel |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
BECU Cash Back Credit Card
$0/yr · $200 cash back after $2,000 spend in 3 months
Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
Common questions
- Which card has the bigger sign-up bonus, BECU Cash Back Credit Card or Marriott Bonvoy Boundless?
- The Marriott Bonvoy Boundless has the bigger bonus, 4 Free Night Awards, worth roughly $980, versus $200 cash back after $2,000 spend in 3 months (~$200) on the BECU Cash Back Credit Card.
- Is the BECU Cash Back Credit Card's $0 annual fee worth it compared to the Marriott Bonvoy Boundless?
- The BECU Cash Back Credit Card has no annual fee, so the question is whether the Marriott Bonvoy Boundless's $95 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Boundless's benefits to clear $95 in value annually, it's worth it; otherwise stick with the BECU Cash Back Credit Card.
- Can I have both the BECU Cash Back Credit Card and Marriott Bonvoy Boundless?
- Yes, since they're from different issuers (BECU and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the BECU Cash Back Credit Card or the Marriott Bonvoy Boundless first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Cash Back Credit Card: $2,000 spend in 3 months. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.