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Side-by-side

BECU Cash Back Credit Card vs Costco Anywhere Visa Business Card by Citi

Both are well-respected travel cards. The BECU Cash Back Credit Card comes from BECU at $0/yr; the Costco Anywhere Visa Business Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBECU Cash Back Credit CardCostco Anywhere Visa Business Card by Citi
Annual fee$0$0
Sign-up bonus$200 cash back after $2,000 spend in 3 monthsNo current public welcome offer
Bonus value (est.)$200-
Min spend to unlock bonus$2,000 in 3 mo-
IssuerBECUCiti
Card categorycashback
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      BECU Cash Back Credit Card
      $0/yr · $200 cash back after $2,000 spend in 3 months
      Read the full review
      Costco Anywhere Visa Business Card by Citi
      $0/yr · No current public welcome offer

      Editorial take: BECU Cash Back Credit Card

      Editorial take: Costco Anywhere Visa Business Card by Citi

      Common questions

      Which card has the bigger sign-up bonus, BECU Cash Back Credit Card or Costco Anywhere Visa Business Card by Citi?
      The BECU Cash Back Credit Card has a public bonus ($200 cash back after $2,000 spend in 3 months, worth roughly $200), while the Costco Anywhere Visa Business Card by Citi doesn't advertise one right now.
      Is the BECU Cash Back Credit Card's $0 annual fee worth it compared to the Costco Anywhere Visa Business Card by Citi?
      The BECU Cash Back Credit Card has no annual fee, so the question is whether the Costco Anywhere Visa Business Card by Citi's $0 fee is justified by its perks. If you'll use enough of the Costco Anywhere Visa Business Card by Citi's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Cash Back Credit Card.
      Can I have both the BECU Cash Back Credit Card and Costco Anywhere Visa Business Card by Citi?
      Yes, since they're from different issuers (BECU and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the BECU Cash Back Credit Card or the Costco Anywhere Visa Business Card by Citi first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Cash Back Credit Card: $2,000 spend in 3 months. Costco Anywhere Visa Business Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.