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Side-by-side

BECU Business Cash Back Credit Card vs Wells Fargo Signify Business Cash

Both are well-respected travel cards. The BECU Business Cash Back Credit Card comes from BECU at $0/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBECU Business Cash Back Credit CardWells Fargo Signify Business Cash
Annual fee$0$0
Sign-up bonusNo welcome bonus
Bonus value (est.)$0-
Min spend to unlock bonus$0 in 0 mo-
IssuerBECUWells Fargo
Card categorycashbackbusiness
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      BECU Business Cash Back Credit Card
      $0/yr · No welcome bonus
      Read the full review
      Wells Fargo Signify Business Cash
      $0/yr ·

      Editorial take: BECU Business Cash Back Credit Card

      Editorial take: Wells Fargo Signify Business Cash

      Common questions

      Which card has the bigger sign-up bonus, BECU Business Cash Back Credit Card or Wells Fargo Signify Business Cash?
      The BECU Business Cash Back Credit Card has a public bonus (No welcome bonus, worth roughly $0), while the Wells Fargo Signify Business Cash doesn't advertise one right now.
      Is the BECU Business Cash Back Credit Card's $0 annual fee worth it compared to the Wells Fargo Signify Business Cash?
      The BECU Business Cash Back Credit Card has no annual fee, so the question is whether the Wells Fargo Signify Business Cash's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Signify Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Business Cash Back Credit Card.
      Can I have both the BECU Business Cash Back Credit Card and Wells Fargo Signify Business Cash?
      Yes, since they're from different issuers (BECU and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the BECU Business Cash Back Credit Card or the Wells Fargo Signify Business Cash first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Business Cash Back Credit Card: $0 spend in 0 months. Wells Fargo Signify Business Cash: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.