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Wyndham Rewards Earner Card vs Wells Fargo Signify Business Cash
Both are well-respected travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Wyndham Rewards Earner Card | Wells Fargo Signify Business Cash |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 30,000 points | $500 cash rewards bonus |
| Bonus value (est.) | $207 | $500 |
| Min spend to unlock bonus | $1,000 in 3 mo | $5,000 in 3 mo |
| Issuer | Barclays | Wells Fargo |
| Card category | travel | business |
| Best earning category (Wyndham_hotels) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Wyndham Rewards Earner Card
$0/yr · 30,000 points
Read the full review
Wells Fargo Signify Business Cash
$0/yr · $500 cash rewards bonus
Editorial take: Wells Fargo Signify Business Cash
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Wells Fargo Signify Business Cash?
- The Wells Fargo Signify Business Cash has the bigger bonus, $500 cash rewards bonus, worth roughly $500, versus 30,000 points (~$207) on the Wyndham Rewards Earner Card.
- Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Wells Fargo Signify Business Cash?
- The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Wells Fargo Signify Business Cash's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Signify Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
- Can I have both the Wyndham Rewards Earner Card and Wells Fargo Signify Business Cash?
- Yes, since they're from different issuers (Barclays and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Card or the Wells Fargo Signify Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: $1,000 spend in 3 months. Wells Fargo Signify Business Cash: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.