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Wyndham Rewards Earner Card vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($543 more in estimated value) than the Wyndham Rewards Earner Card's. Get the US Bank Triple Cash Rewards Business first; revisit the Wyndham Rewards Earner Card after you've earned that bonus.
| Feature | Wyndham Rewards Earner Card | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 30,000 points | $750 cash back |
| Bonus value (est.) | $207 | $750 |
| Min spend to unlock bonus | $1,000 in 3 mo | $6,000 in 6 mo |
| Issuer | Barclays | U.S. Bank |
| Card category | travel | business |
| Best earning category (Wyndham_hotels) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Wyndham Rewards Earner Card
$0/yr · 30,000 points
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or US Bank Triple Cash Rewards Business?
- The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus 30,000 points (~$207) on the Wyndham Rewards Earner Card.
- Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- The Wyndham Rewards Earner Card has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
- Can I have both the Wyndham Rewards Earner Card and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (Barclays and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Card or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: $1,000 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.