Wyndham Rewards Earner Card vs Lowe's Business Rewards Card from American Express
Both are well-respected travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Wyndham Rewards Earner Card | Lowe's Business Rewards Card from American Express |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | $100 statement credit |
| Bonus value (est.) | - | $100 |
| Min spend to unlock bonus | - | $1,000 in 3 mo |
| Issuer | Barclays | American Express |
| Card category | travel | business |
| Best earning category (Wyndham_hotels) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Lowe's Business Rewards Card from American Express
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Lowe's Business Rewards Card from American Express?
- The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Wyndham Rewards Earner Card doesn't advertise one right now.
- Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
- The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Lowe's Business Rewards Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Lowe's Business Rewards Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
- Can I have both the Wyndham Rewards Earner Card and Lowe's Business Rewards Card from American Express?
- Yes, since they're from different issuers (Barclays and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Card or the Lowe's Business Rewards Card from American Express first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
