Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Wyndham Rewards Earner Card vs Chase Ink Business Cash

Both are well-respected travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Wyndham Rewards Earner Card's. Get the Chase Ink Business Cash first; revisit the Wyndham Rewards Earner Card after you've earned that bonus.

FeatureWyndham Rewards Earner CardChase Ink Business Cash
Annual fee$0$0
Sign-up bonusNot advertised$750 bonus cash back
Bonus value (est.)-$750
Min spend to unlock bonus-$6,000 in 3 mo
IssuerBarclaysChase
Card categorytravelbusiness
Best earning category (Wyndham_hotels)5x1x
Transfer partnersNonechase-ur
Headline benefits
    • 5% office + internet/phone
    • $750 SUB ($900 elevated ended Nov 2025)
    • No annual fee
    • Converts to UR points
    Read the full review
    Wyndham Rewards Earner Card
    $0/yr ·
    Read the full review
    Chase Ink Business Cash
    $0/yr · $750 bonus cash back

    Editorial take: Wyndham Rewards Earner Card

    Editorial take: Chase Ink Business Cash

    Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.

    Common questions

    Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Chase Ink Business Cash?
    The Chase Ink Business Cash has a public bonus ($750 bonus cash back, worth roughly $750), while the Wyndham Rewards Earner Card doesn't advertise one right now.
    Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Chase Ink Business Cash?
    The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Chase Ink Business Cash's $0 fee is justified by its perks. If you'll use enough of the Chase Ink Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
    Can I have both the Wyndham Rewards Earner Card and Chase Ink Business Cash?
    Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Wyndham Rewards Earner Card or the Chase Ink Business Cash first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: no published min spend. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.