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Wyndham Rewards Earner Card vs Bank of America Premium Rewards
Both are travel travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Bank of America Premium Rewards from Bank of America at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Wyndham Rewards Earner Card | Bank of America Premium Rewards |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | Not advertised | Not advertised |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Barclays | Bank of America |
| Card category | travel | travel |
| Best earning category (Wyndham_hotels) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Wyndham Rewards Earner Card
$0/yr ·
Read the full review
Bank of America Premium Rewards
$95/yr ·
Editorial take: Bank of America Premium Rewards
Only a standout if you're a BoA Preferred Rewards member, that boost can push earnings to 2.625x on everything, 3.5x on travel and dining. Without it, Venture and Sapphire both beat it.
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Bank of America Premium Rewards?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Bank of America Premium Rewards?
- The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Bank of America Premium Rewards's $95 fee is justified by its perks. If you'll use enough of the Bank of America Premium Rewards's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
- Can I have both the Wyndham Rewards Earner Card and Bank of America Premium Rewards?
- Yes, since they're from different issuers (Barclays and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Card or the Bank of America Premium Rewards first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: no published min spend. Bank of America Premium Rewards: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.