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Side-by-side

Wyndham Rewards Earner Business Card vs Kohl's Card

Both are well-respected travel cards. The Wyndham Rewards Earner Business Card comes from Barclays at $95/yr; the Kohl's Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureWyndham Rewards Earner Business CardKohl's Card
Annual fee$95$0
Sign-up bonusNot advertised
Bonus value (est.)--
Min spend to unlock bonus--
IssuerBarclaysCapital One
Card categorytravelcashback
Best earning category (Wyndham_hotels)8x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Wyndham Rewards Earner Business Card
      $95/yr ·
      Read the full review
      Kohl's Card
      $0/yr ·

      Editorial take: Wyndham Rewards Earner Business Card

      Editorial take: Kohl's Card

      Common questions

      Which card has the bigger sign-up bonus, Wyndham Rewards Earner Business Card or Kohl's Card?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Wyndham Rewards Earner Business Card's $95 annual fee worth it compared to the Kohl's Card?
      At $95/yr, the Wyndham Rewards Earner Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Kohl's Card's, pick the one whose perks you'll actually use.
      Can I have both the Wyndham Rewards Earner Business Card and Kohl's Card?
      Yes, since they're from different issuers (Barclays and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Wyndham Rewards Earner Business Card or the Kohl's Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Business Card: no published min spend. Kohl's Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.