All credit cards
Side-by-side
Wyndham Rewards Earner Business Card vs Capital One Spark Cash Select
Both are well-respected travel cards. The Wyndham Rewards Earner Business Card comes from Barclays at $95/yr; the Capital One Spark Cash Select from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Wyndham Rewards Earner Business Card | Capital One Spark Cash Select |
|---|---|---|
| Annual fee | $95 | $95 |
| Sign-up bonus | Not advertised | $1,000 cash bonus |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | $10,000 in 3 mo |
| Issuer | Barclays | Capital One |
| Card category | travel | business |
| Best earning category (Wyndham_hotels) | 8x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Wyndham Rewards Earner Business Card
$95/yr ·
Read the full review
Capital One Spark Cash Select
$95/yr · $1,000 cash bonus
Editorial take: Capital One Spark Cash Select
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Business Card or Capital One Spark Cash Select?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Wyndham Rewards Earner Business Card's $95 annual fee worth it compared to the Capital One Spark Cash Select?
- At $95/yr, the Wyndham Rewards Earner Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Spark Cash Select's, pick the one whose perks you'll actually use.
- Can I have both the Wyndham Rewards Earner Business Card and Capital One Spark Cash Select?
- Yes, since they're from different issuers (Barclays and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Business Card or the Capital One Spark Cash Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Business Card: no published min spend. Capital One Spark Cash Select: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.