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Wyndham Rewards Earner Plus Card vs United Club Infinite Card

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Club Infinite Card is the stronger pick today, the sign-up bonus is meaningfully larger ($670 more in estimated value) than the Wyndham Rewards Earner Plus Card's. Get the United Club Infinite Card first; revisit the Wyndham Rewards Earner Plus Card after you've earned that bonus.

FeatureWyndham Rewards Earner Plus CardUnited Club Infinite Card
Annual fee$75$695
Sign-up bonus45,000 points80,000 miles (up to 90,000 with authorized user)
Bonus value (est.)$450$1,120
Min spend to unlock bonus$1,000 in 3 mo$5,000 in 3 mo
IssuerBarclaysChase
Card categoryhoteltravel
Best earning category (Wyndham)6x1x
Transfer partnersNoneNone
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • United Club access
  • 4x on United
  • Hyatt Discoverist
  • Priority everything
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 45,000 points
Read the full review
United Club Infinite Card
$695/yr · 80,000 miles (up to 90,000 with authorized user)

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: United Club Infinite Card

Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or United Club Infinite Card?
The United Club Infinite Card has the bigger bonus, 80,000 miles (up to 90,000 with authorized user), worth roughly $1,120, versus 45,000 points (~$450) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the United Club Infinite Card?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Infinite Card's, pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and United Club Infinite Card?
Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the United Club Infinite Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.