Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or IHG One Rewards Traveler?

The IHG One Rewards Traveler has the bigger bonus, 80,000 points, worth roughly $480, versus 45,000 points (~$450) on the Wyndham Rewards Earner Plus Card.

Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the IHG One Rewards Traveler?

At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Traveler's, pick the one whose perks you'll actually use.

Can I have both the Wyndham Rewards Earner Plus Card and IHG One Rewards Traveler?

Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Wyndham Rewards Earner Plus Card or the IHG One Rewards Traveler first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. IHG One Rewards Traveler: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

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Side-by-side

Wyndham Rewards Earner Plus Card vs IHG One Rewards Traveler

Both are hotel travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the IHG One Rewards Traveler from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

Feature	Wyndham Rewards Earner Plus Card	IHG One Rewards Traveler
Annual fee	$75	$0
Sign-up bonus	45,000 points	80,000 points
Bonus value (est.)	$450	$480
Min spend to unlock bonus	$1,000 in 3 mo	$2,000 in 3 mo
Issuer	Barclays	Chase
Card category	hotel	hotel
Best earning category (Wyndham)	6x	1x
Transfer partners	None	None
Headline benefits	7,500 anniversary points Platinum status Vacasa redemptions 4x gas + groceries	4th night free on awards 17x at IHG No annual fee Silver status

Read the full review

Wyndham Rewards Earner Plus Card

$75/yr · 45,000 points

Read the full review

IHG One Rewards Traveler

$0/yr · 80,000 points

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: IHG One Rewards Traveler

The 4th-night-free benefit alone makes this a standout, on a 4-night IHG stay, you're effectively getting 25% off. Stack with transfer bonuses from Chase UR for serious savings.

The real-world take

TL;DR. Two budget hotel cobrands. Wyndham Earner Plus ($75) earns 6x on Wyndham, 4x on gas and groceries, includes 7,500 anniversary points (~$75 value) and Platinum status. IHG Traveler ($0) earns 17x on IHG, 3x on gas and dining, and includes the fourth-night-free award benefit. IHG Traveler wins on fee and breadth of stays. Wyndham wins for the niche use case of Vacasa rentals and Caesars properties (which take Wyndham points).

The three dimensions that actually decide it. First, fee. IHG is $0; Wyndham is $75. Free card vs paid. Second, footprint. IHG includes Holiday Inn, Crowne Plaza, Kimpton, InterContinental (~6,000 hotels worldwide). Wyndham includes Wyndham brands plus Vacasa vacation rentals and Caesars properties (unique). Third, redemption density. IHG's fourth-night-free works on any award stay. Wyndham points redeem at flat 15k or 30k a night, which can be a steal for high-cash-price hotels.

Real customer scenario for each. If you stay at midmarket hotels for short trips, IHG Traveler's $0 fee and fourth-night-free is the obvious choice. If instead you book Vacasa rentals or Caesars Las Vegas stays, Wyndham Earner Plus is the only card that converts those into points-paid stays at the 15k-30k flat redemption.

The trap to avoid. Holding Wyndham Earner Plus for the Platinum status without actually using it. Wyndham Platinum's benefits (late checkout, 15% bonus) are modest compared to Marriott or Hyatt elite. The card's real value is the 15k-30k flat redemption ceiling at high-cash-rate properties.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or IHG One Rewards Traveler?: The IHG One Rewards Traveler has the bigger bonus, 80,000 points, worth roughly $480, versus 45,000 points (~$450) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the IHG One Rewards Traveler?: At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Traveler's, pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and IHG One Rewards Traveler?: Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the IHG One Rewards Traveler first?: Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. IHG One Rewards Traveler: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.