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Side-by-side

JetBlue Plus Card vs Citi Strata Elite Card

Both are well-respected travel cards. The JetBlue Plus Card comes from Barclays at $99/yr; the Citi Strata Elite Card from Citi at $595/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureJetBlue Plus CardCiti Strata Elite Card
Annual fee$99$595
Sign-up bonus60,000 points75,000 points
Bonus value (est.)$910$1,350
Min spend to unlock bonus$1,000 in 3 mo$6,000 in 3 mo
IssuerBarclaysCiti
Card categoryairlinetravel
Best earning category (Jetblue)6x1x
Transfer partnersNoneciti-ty
Headline benefits
  • 5,000 anniversary points
  • 10% redemption rebate
  • Free bag for 4 travelers
  • 6x at JetBlue
  • 12x on Citi hotels
  • $300 hotel + $200 Splurge + $200 Blacklane
  • 4 Admirals Club passes
  • Citi TY transfer to 16 partners
Read the full review
JetBlue Plus Card
$99/yr · 60,000 points
Read the full review
Citi Strata Elite Card
$595/yr · 75,000 points

Editorial take: JetBlue Plus Card

Strong East Coast card. The 5,000 anniversary points alone are worth ~$65 (more than half the fee), and the 10% redemption rebate keeps the rest of your TrueBlue stash compounding.

Editorial take: Citi Strata Elite Card

Citi's premium answer to Amex Platinum + Sapphire Reserve. The 12x on Citi-booked hotels is the best earning rate in the category; the $200 Blacklane and 4 Admirals Club passes are differentiated perks. $595 fee penciled out if you'll actually use the hotel + Splurge credits.

Common questions

Which card has the bigger sign-up bonus, JetBlue Plus Card or Citi Strata Elite Card?
The Citi Strata Elite Card has the bigger bonus, 75,000 points, worth roughly $1,350, versus 60,000 points (~$910) on the JetBlue Plus Card.
Is the JetBlue Plus Card's $99 annual fee worth it compared to the Citi Strata Elite Card?
At $99/yr, the JetBlue Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Strata Elite Card's, pick the one whose perks you'll actually use.
Can I have both the JetBlue Plus Card and Citi Strata Elite Card?
Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the JetBlue Plus Card or the Citi Strata Elite Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Plus Card: $1,000 spend in 3 months. Citi Strata Elite Card: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.