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Side-by-side

JetBlue Card vs Citi Strata Elite Card

Both are travel travel cards. The JetBlue Card comes from Barclays at $0/yr; the Citi Strata Elite Card from Citi at $595/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Citi Strata Elite Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,350 more in estimated value) than the JetBlue Card's. Get the Citi Strata Elite Card first; revisit the JetBlue Card after you've earned that bonus.

FeatureJetBlue CardCiti Strata Elite Card
Annual fee$0$595
Sign-up bonusNot advertised75,000 points
Bonus value (est.)-$1,350
Min spend to unlock bonus-$6,000 in 3 mo
IssuerBarclaysCiti
Card categorytraveltravel
Best earning category (Airline)3x1x
Transfer partnersNoneciti-ty
Headline benefits
    • 12x on Citi hotels
    • $300 hotel + $200 Splurge + $200 Blacklane
    • 4 Admirals Club passes
    • Citi TY transfer to 16 partners
    Read the full review
    JetBlue Card
    $0/yr ·
    Read the full review
    Citi Strata Elite Card
    $595/yr · 75,000 points

    Editorial take: JetBlue Card

    Editorial take: Citi Strata Elite Card

    Citi's premium answer to Amex Platinum + Sapphire Reserve. The 12x on Citi-booked hotels is the best earning rate in the category; the $200 Blacklane and 4 Admirals Club passes are differentiated perks. $595 fee penciled out if you'll actually use the hotel + Splurge credits.

    Common questions

    Which card has the bigger sign-up bonus, JetBlue Card or Citi Strata Elite Card?
    The Citi Strata Elite Card has a public bonus (75,000 points, worth roughly $1,350), while the JetBlue Card doesn't advertise one right now.
    Is the JetBlue Card's $0 annual fee worth it compared to the Citi Strata Elite Card?
    The JetBlue Card has no annual fee, so the question is whether the Citi Strata Elite Card's $595 fee is justified by its perks. If you'll use enough of the Citi Strata Elite Card's benefits to clear $595 in value annually, it's worth it; otherwise stick with the JetBlue Card.
    Can I have both the JetBlue Card and Citi Strata Elite Card?
    Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the JetBlue Card or the Citi Strata Elite Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Card: no published min spend. Citi Strata Elite Card: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.