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Hawaiian Airlines World Elite Mastercard vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Hawaiian Airlines World Elite Mastercard's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the Hawaiian Airlines World Elite Mastercard after you've earned that bonus.

FeatureHawaiian Airlines World Elite MastercardU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$99$195
Sign-up bonus75,000 Altitude points
Bonus value (est.)-$750
Min spend to unlock bonus-$10,000 in 4 mo
IssuerBarclaysU.S. Bank
Card categorycashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Mastercard
      $99/yr ·
      Read the full review
      U.S. Bank Business Altitude Power Visa Signature Card
      $195/yr · 75,000 Altitude points

      Editorial take: Hawaiian Airlines World Elite Mastercard

      Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or U.S. Bank Business Altitude Power Visa Signature Card?
      The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
      Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
      At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Mastercard and U.S. Bank Business Altitude Power Visa Signature Card?
      Yes, since they're from different issuers (Barclays and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Mastercard or the U.S. Bank Business Altitude Power Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.