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Side-by-side

Hawaiian Airlines World Elite Mastercard vs Target Circle Card Mastercard

Both are cashback travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Target Circle Card Mastercard from TD Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite MastercardTarget Circle Card Mastercard
Annual fee$99$0
Sign-up bonus
Bonus value (est.)--
Min spend to unlock bonus--
IssuerBarclaysTD Bank
Card categorycashbackcashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Mastercard
      $99/yr ·
      Read the full review
      Target Circle Card Mastercard
      $0/yr ·

      Editorial take: Hawaiian Airlines World Elite Mastercard

      Editorial take: Target Circle Card Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Target Circle Card Mastercard?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Target Circle Card Mastercard?
      At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Target Circle Card Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Mastercard and Target Circle Card Mastercard?
      Yes, since they're from different issuers (Barclays and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Mastercard or the Target Circle Card Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Target Circle Card Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.