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Side-by-side

Hawaiian Airlines World Elite Mastercard vs Mastercard Black Card

Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Mastercard Black Card from Barclays (Luxury Card) at $699/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite MastercardMastercard Black Card
Annual fee$99$699
Sign-up bonusNo public welcome offer
Bonus value (est.)-$0
Min spend to unlock bonus-$0 in 0 mo
IssuerBarclaysBarclays (Luxury Card)
Card categorycashbacktravel
Transfer partnersNoneNone
Headline benefits
    • $200 airline credit
    • $100 dining credit
    • Priority Pass Select
    • 1.5cpp cash back, 2cpp airfare
    Read the full review
    Hawaiian Airlines World Elite Mastercard
    $99/yr ·
    Read the full review
    Mastercard Black Card
    $699/yr · No public welcome offer

    Editorial take: Hawaiian Airlines World Elite Mastercard

    Editorial take: Mastercard Black Card

    The mid tier of the Barclays Luxury Card lineup. The $200 airline + $100 dining credits offset $300 of the $699 AF before lounge value, and the 1.5cpp cash-back rate is the best of the Luxury Card tiers. Still hard to beat Sapphire Reserve or Venture X on transferable-points flexibility, but the all-stainless body and concierge appeal to some.

    Common questions

    Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Mastercard Black Card?
    The Mastercard Black Card has a public bonus (No public welcome offer, worth roughly $0), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
    Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Mastercard Black Card?
    At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Mastercard Black Card's, pick the one whose perks you'll actually use.
    Can I have both the Hawaiian Airlines World Elite Mastercard and Mastercard Black Card?
    Yes, since they're from different issuers (Barclays and Barclays (Luxury Card)) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hawaiian Airlines World Elite Mastercard or the Mastercard Black Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Mastercard Black Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.