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Side-by-side
Hawaiian Airlines World Elite Mastercard vs Citi Strata Premier Card
Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Citi Strata Premier Card from Citi at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Citi Strata Premier Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,020 more in estimated value) than the Hawaiian Airlines World Elite Mastercard's. Get the Citi Strata Premier Card first; revisit the Hawaiian Airlines World Elite Mastercard after you've earned that bonus.
| Feature | Hawaiian Airlines World Elite Mastercard | Citi Strata Premier Card |
|---|---|---|
| Annual fee | $99 | $95 |
| Sign-up bonus | 60,000 bonus points | |
| Bonus value (est.) | - | $1,020 |
| Min spend to unlock bonus | - | $4,000 in 3 mo |
| Issuer | Barclays | Citi |
| Card category | cashback | travel |
| Transfer partners | None | citi-ty |
| Headline benefits |
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Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr ·
Read the full review
Citi Strata Premier Card
$95/yr · 60,000 bonus points
Editorial take: Citi Strata Premier Card
A strong mid-tier card with the late-2024 refresh adding 10x on CitiTravel.com and EV charging to the 3x grid. The $100 hotel benefit and 16 transfer partners (Avianca, Flying Blue, Turkish, Virgin Atlantic, Wyndham) make it competitive with Sapphire Preferred at the same $95 fee.
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Citi Strata Premier Card?
- The Citi Strata Premier Card has a public bonus (60,000 bonus points, worth roughly $1,020), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
- Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Citi Strata Premier Card?
- At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Strata Premier Card's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Mastercard and Citi Strata Premier Card?
- Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Mastercard or the Citi Strata Premier Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Citi Strata Premier Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.