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Side-by-side
Hawaiian Airlines World Elite Mastercard vs Norwegian Cruise Line World Mastercard
Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Norwegian Cruise Line World Mastercard from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hawaiian Airlines World Elite Mastercard | Norwegian Cruise Line World Mastercard |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 25,000 WorldPoints | |
| Bonus value (est.) | - | $250 |
| Min spend to unlock bonus | - | $1,000 in 3 mo |
| Issuer | Barclays | Bank of America |
| Card category | cashback | travel |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr ·
Read the full review
Norwegian Cruise Line World Mastercard
$0/yr · 25,000 WorldPoints
Editorial take: Norwegian Cruise Line World Mastercard
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Norwegian Cruise Line World Mastercard?
- The Norwegian Cruise Line World Mastercard has a public bonus (25,000 WorldPoints, worth roughly $250), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
- Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Norwegian Cruise Line World Mastercard?
- At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Norwegian Cruise Line World Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Mastercard and Norwegian Cruise Line World Mastercard?
- Yes, since they're from different issuers (Barclays and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Mastercard or the Norwegian Cruise Line World Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Norwegian Cruise Line World Mastercard: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.