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Side-by-side

Hawaiian Airlines World Elite Business Mastercard vs Delta SkyMiles Gold American Express Card

Both are well-respected travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Delta SkyMiles Gold American Express Card from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Gold American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($960 more in estimated value) than the Hawaiian Airlines World Elite Business Mastercard's. Get the Delta SkyMiles Gold American Express Card first; revisit the Hawaiian Airlines World Elite Business Mastercard after you've earned that bonus.

FeatureHawaiian Airlines World Elite Business MastercardDelta SkyMiles Gold American Express Card
Annual fee$99$150
Sign-up bonusNot advertised80,000 bonus miles
Bonus value (est.)-$960
Min spend to unlock bonus-$3,000 in 6 mo
IssuerBarclaysAmerican Express
Card categorytravelairline
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
    • Free first checked bag
    • $200 Delta flight credit
    • Priority boarding
    • 2x on restaurants & groceries
    Read the full review
    Hawaiian Airlines World Elite Business Mastercard
    $99/yr ·
    Read the full review
    Delta SkyMiles Gold American Express Card
    $150/yr · 80,000 bonus miles

    Editorial take: Hawaiian Airlines World Elite Business Mastercard

    Editorial take: Delta SkyMiles Gold American Express Card

    A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.

    Common questions

    Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Delta SkyMiles Gold American Express Card?
    The Delta SkyMiles Gold American Express Card has a public bonus (80,000 bonus miles, worth roughly $960), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
    Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Delta SkyMiles Gold American Express Card?
    At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Gold American Express Card's, pick the one whose perks you'll actually use.
    Can I have both the Hawaiian Airlines World Elite Business Mastercard and Delta SkyMiles Gold American Express Card?
    Yes, since they're from different issuers (Barclays and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hawaiian Airlines World Elite Business Mastercard or the Delta SkyMiles Gold American Express Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Delta SkyMiles Gold American Express Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.