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Side-by-side

Hawaiian Airlines World Elite Business Mastercard vs Chase Sapphire Preferred

Both are travel travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Chase Sapphire Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Sapphire Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($1,500 more in estimated value) than the Hawaiian Airlines World Elite Business Mastercard's. Get the Chase Sapphire Preferred first; revisit the Hawaiian Airlines World Elite Business Mastercard after you've earned that bonus.

FeatureHawaiian Airlines World Elite Business MastercardChase Sapphire Preferred
Annual fee$99$95
Sign-up bonusNot advertised75,000 points
Bonus value (est.)-$1,500
Min spend to unlock bonus-$5,000 in 3 mo
IssuerBarclaysChase
Card categorytraveltravel
Best earning category (Airline)3x1x
Transfer partnersNonechase-ur
Headline benefits
    • 5x on travel booked via Chase
    • 3x on dining & streaming
    • $50 annual hotel credit
    • Transfer to 13 partners (Hyatt 1:1)
    Read the full review
    Hawaiian Airlines World Elite Business Mastercard
    $99/yr ·
    Read the full review
    Chase Sapphire Preferred
    $95/yr · 75,000 points

    Editorial take: Hawaiian Airlines World Elite Business Mastercard

    Editorial take: Chase Sapphire Preferred

    The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game. Note: the 10% anniversary points bonus sunsets October 1, 2026.

    Common questions

    Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Chase Sapphire Preferred?
    The Chase Sapphire Preferred has a public bonus (75,000 points, worth roughly $1,500), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
    Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Chase Sapphire Preferred?
    At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Sapphire Preferred's, pick the one whose perks you'll actually use.
    Can I have both the Hawaiian Airlines World Elite Business Mastercard and Chase Sapphire Preferred?
    Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hawaiian Airlines World Elite Business Mastercard or the Chase Sapphire Preferred first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Chase Sapphire Preferred: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.