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Side-by-side
Hawaiian Airlines World Elite Business Mastercard vs Atmos Rewards Visa Signature Business Card
Both are travel travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Atmos Rewards Visa Signature Business Card from Bank of America at $70/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Atmos Rewards Visa Signature Business Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,120 more in estimated value) than the Hawaiian Airlines World Elite Business Mastercard's. Get the Atmos Rewards Visa Signature Business Card first; revisit the Hawaiian Airlines World Elite Business Mastercard after you've earned that bonus.
| Feature | Hawaiian Airlines World Elite Business Mastercard | Atmos Rewards Visa Signature Business Card |
|---|---|---|
| Annual fee | $99 | $70 |
| Sign-up bonus | Not advertised | 70,000 points + $99 Companion Fare |
| Bonus value (est.) | - | $1,120 |
| Min spend to unlock bonus | - | $4,000 in 3 mo |
| Issuer | Barclays | Bank of America |
| Card category | travel | travel |
| Best earning category (Airline) | 3x | 3x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Hawaiian Airlines World Elite Business Mastercard
$99/yr ·
Read the full review
Atmos Rewards Visa Signature Business Card
$70/yr · 70,000 points + $99 Companion Fare
Editorial take: Atmos Rewards Visa Signature Business Card
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Atmos Rewards Visa Signature Business Card?
- The Atmos Rewards Visa Signature Business Card has a public bonus (70,000 points + $99 Companion Fare, worth roughly $1,120), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
- Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Atmos Rewards Visa Signature Business Card?
- At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Atmos Rewards Visa Signature Business Card's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Business Mastercard and Atmos Rewards Visa Signature Business Card?
- Yes, since they're from different issuers (Barclays and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Business Mastercard or the Atmos Rewards Visa Signature Business Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Atmos Rewards Visa Signature Business Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.