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AAdvantage Aviator Business Mastercard vs Hilton Honors American Express Aspire

Both are well-respected travel cards. The AAdvantage Aviator Business Mastercard comes from Barclays at $95/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAAdvantage Aviator Business MastercardHilton Honors American Express Aspire
Annual fee$95$550
Sign-up bonus65,000 miles150,000 points
Bonus value (est.)$910$750
Min spend to unlock bonus$1,000 in 3 mo$6,000 in 6 mo
IssuerBarclaysAmerican Express
Card categorybusinesshotel
Best earning category (American)2x1x
Transfer partnersaadvantageNone
Headline benefits
  • Free bag for 5 travelers
  • $30k spend = companion cert
  • Easy 65k sign-up
  • 2x on AA
  • Automatic Diamond status
  • Free weekend night certificate
  • $250 resort credit
  • Priority Pass lounge access
Read the full review
AAdvantage Aviator Business Mastercard
$95/yr · 65,000 miles
Read the full review
Hilton Honors American Express Aspire
$550/yr · 150,000 points

Editorial take: AAdvantage Aviator Business Mastercard

Cleanest AA business card under $100 fee. Free bags for 5 travelers + the $30k companion cert + an easy 65k bonus. Solid for any AA-leaning small business.

Editorial take: Hilton Honors American Express Aspire

Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property — even $1,000+ per night hotels.

Common questions

Which card has the bigger sign-up bonus, AAdvantage Aviator Business Mastercard or Hilton Honors American Express Aspire?
The AAdvantage Aviator Business Mastercard has the bigger bonus — 65,000 miles, worth roughly $910, versus 150,000 points (~$750) on the Hilton Honors American Express Aspire.
Is the AAdvantage Aviator Business Mastercard's $95 annual fee worth it compared to the Hilton Honors American Express Aspire?
At $95/yr, the AAdvantage Aviator Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hilton Honors American Express Aspire's — pick the one whose perks you'll actually use.
Can I have both the AAdvantage Aviator Business Mastercard and Hilton Honors American Express Aspire?
Yes, since they're from different issuers (Barclays and American Express) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the AAdvantage Aviator Business Mastercard or the Hilton Honors American Express Aspire first?
Get the one whose sign-up bonus you can hit comfortably without overspending. AAdvantage Aviator Business Mastercard: $1,000 spend in 3 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.