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Side-by-side

Apple Card vs Petal 2 Cash Back, No Fees Visa

Both are well-respected travel cards. The Apple Card comes from Goldman Sachs at $0/yr; the Petal 2 Cash Back, No Fees Visa from Petal at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureApple CardPetal 2 Cash Back, No Fees Visa
Annual fee$0$0
Sign-up bonusNone
Bonus value (est.)-$0
Min spend to unlock bonus-$0 in 0 mo
IssuerGoldman SachsPetal
Card categorycashbackcredit-builder
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Apple Card
      $0/yr ·
      Read the full review
      Petal 2 Cash Back, No Fees Visa
      $0/yr · None

      Editorial take: Apple Card

      Editorial take: Petal 2 Cash Back, No Fees Visa

      Common questions

      Which card has the bigger sign-up bonus, Apple Card or Petal 2 Cash Back, No Fees Visa?
      The Petal 2 Cash Back, No Fees Visa has a public bonus (None, worth roughly $0), while the Apple Card doesn't advertise one right now.
      Is the Apple Card's $0 annual fee worth it compared to the Petal 2 Cash Back, No Fees Visa?
      The Apple Card has no annual fee, so the question is whether the Petal 2 Cash Back, No Fees Visa's $0 fee is justified by its perks. If you'll use enough of the Petal 2 Cash Back, No Fees Visa's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Apple Card.
      Can I have both the Apple Card and Petal 2 Cash Back, No Fees Visa?
      Yes, since they're from different issuers (Goldman Sachs and Petal) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Apple Card or the Petal 2 Cash Back, No Fees Visa first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Apple Card: no published min spend. Petal 2 Cash Back, No Fees Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.