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Side-by-side

Apple Card vs Marriott Bonvoy Boundless

Both are well-respected travel cards. The Apple Card comes from Goldman Sachs at $0/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($980 more in estimated value) than the Apple Card's. Get the Marriott Bonvoy Boundless first; revisit the Apple Card after you've earned that bonus.

FeatureApple CardMarriott Bonvoy Boundless
Annual fee$0$95
Sign-up bonus4 Free Night Awards
Bonus value (est.)-$980
Min spend to unlock bonus-$3,000 in 3 mo
IssuerGoldman SachsChase
Card categorycashbackhotel
Transfer partnersNoneNone
Headline benefits
    • Free night award annually
    • 15 elite qualifying nights
    • 6x at Marriott properties
    • Silver Elite status
    Read the full review
    Apple Card
    $0/yr ·
    Read the full review
    Marriott Bonvoy Boundless
    $95/yr · 4 Free Night Awards

    Editorial take: Apple Card

    Editorial take: Marriott Bonvoy Boundless

    One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.

    Common questions

    Which card has the bigger sign-up bonus, Apple Card or Marriott Bonvoy Boundless?
    The Marriott Bonvoy Boundless has a public bonus (4 Free Night Awards, worth roughly $980), while the Apple Card doesn't advertise one right now.
    Is the Apple Card's $0 annual fee worth it compared to the Marriott Bonvoy Boundless?
    The Apple Card has no annual fee, so the question is whether the Marriott Bonvoy Boundless's $95 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Boundless's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Apple Card.
    Can I have both the Apple Card and Marriott Bonvoy Boundless?
    Yes, since they're from different issuers (Goldman Sachs and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Apple Card or the Marriott Bonvoy Boundless first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Apple Card: no published min spend. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.