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Side-by-side
Apple Card vs Southwest Rapid Rewards Performance Business
Both are well-respected travel cards. The Apple Card comes from Goldman Sachs at $0/yr; the Southwest Rapid Rewards Performance Business from Chase at $299/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($80,000 more in estimated value) than the Apple Card's. Get the Southwest Rapid Rewards Performance Business first; revisit the Apple Card after you've earned that bonus.
| Feature | Apple Card | Southwest Rapid Rewards Performance Business |
|---|---|---|
| Annual fee | $0 | $299 |
| Sign-up bonus | 80,000 points | |
| Bonus value (est.) | - | $80,000 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | Goldman Sachs | Chase |
| Card category | cashback | travel |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Apple Card
$0/yr ·
Read the full review
Southwest Rapid Rewards Performance Business
$299/yr · 80,000 points
Editorial take: Southwest Rapid Rewards Performance Business
Common questions
- Which card has the bigger sign-up bonus, Apple Card or Southwest Rapid Rewards Performance Business?
- The Southwest Rapid Rewards Performance Business has a public bonus (80,000 points, worth roughly $80,000), while the Apple Card doesn't advertise one right now.
- Is the Apple Card's $0 annual fee worth it compared to the Southwest Rapid Rewards Performance Business?
- The Apple Card has no annual fee, so the question is whether the Southwest Rapid Rewards Performance Business's $299 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Performance Business's benefits to clear $299 in value annually, it's worth it; otherwise stick with the Apple Card.
- Can I have both the Apple Card and Southwest Rapid Rewards Performance Business?
- Yes, since they're from different issuers (Goldman Sachs and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Apple Card or the Southwest Rapid Rewards Performance Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Apple Card: no published min spend. Southwest Rapid Rewards Performance Business: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.