All credit cards
Side-by-side
Apple Card vs Wyndham Rewards Earner Business Card
Both are well-respected travel cards. The Apple Card comes from Goldman Sachs at $0/yr; the Wyndham Rewards Earner Business Card from Barclays at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Apple Card | Wyndham Rewards Earner Business Card |
|---|---|---|
| Annual fee | $0 | $149 |
| Sign-up bonus | 45,000 points | |
| Bonus value (est.) | - | $310 |
| Min spend to unlock bonus | - | $3,000 in 3 mo |
| Issuer | Goldman Sachs | Barclays |
| Card category | cashback | travel |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Apple Card
$0/yr ·
Read the full review
Wyndham Rewards Earner Business Card
$149/yr · 45,000 points
Editorial take: Wyndham Rewards Earner Business Card
Common questions
- Which card has the bigger sign-up bonus, Apple Card or Wyndham Rewards Earner Business Card?
- The Wyndham Rewards Earner Business Card has a public bonus (45,000 points, worth roughly $310), while the Apple Card doesn't advertise one right now.
- Is the Apple Card's $0 annual fee worth it compared to the Wyndham Rewards Earner Business Card?
- The Apple Card has no annual fee, so the question is whether the Wyndham Rewards Earner Business Card's $149 fee is justified by its perks. If you'll use enough of the Wyndham Rewards Earner Business Card's benefits to clear $149 in value annually, it's worth it; otherwise stick with the Apple Card.
- Can I have both the Apple Card and Wyndham Rewards Earner Business Card?
- Yes, since they're from different issuers (Goldman Sachs and Barclays) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Apple Card or the Wyndham Rewards Earner Business Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Apple Card: no published min spend. Wyndham Rewards Earner Business Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.