Editorial take: The Platinum Card from Amex
The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $895 fee stings, but if you use even half the credits, you come out ahead.
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Side-by-side
The Platinum Card from Amex vs Chase Ink Business Premier
Both are well-respected travel cards. The The Platinum Card from Amex comes from American Express at $895/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the The Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($2,500 more in estimated value) than the Chase Ink Business Premier's. Get the The Platinum Card from Amex first; revisit the Chase Ink Business Premier after you've earned that bonus.
| Feature | The Platinum Card from Amex | Chase Ink Business Premier |
|---|---|---|
| Annual fee | $895 | $195 |
| Sign-up bonus | 175,000 points | $1,000 cash back |
| Bonus value (est.) | $3,500 | $1,000 |
| Min spend to unlock bonus | $12,000 in 6 mo | $10,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | travel | business |
| Best earning category (Flights) | 5x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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Read the full review
The Platinum Card from Amex
$895/yr · 175,000 points
Read the full review
Chase Ink Business Premier
$195/yr · $1,000 cash back
Editorial take: Chase Ink Business Premier
Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.
Common questions
- Which card has the bigger sign-up bonus, The Platinum Card from Amex or Chase Ink Business Premier?
- The The Platinum Card from Amex has the bigger bonus, 175,000 points, worth roughly $3,500, versus $1,000 cash back (~$1,000) on the Chase Ink Business Premier.
- Is the The Platinum Card from Amex's $895 annual fee worth it compared to the Chase Ink Business Premier?
- Premium cards like the The Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Chase Ink Business Premier at $195/yr trades some perks for a lower commitment.
- Can I have both the The Platinum Card from Amex and Chase Ink Business Premier?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the The Platinum Card from Amex or the Chase Ink Business Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. The Platinum Card from Amex: $12,000 spend in 6 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.