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The Platinum Card from American Express Exclusively for Charles Schwab vs Amazon Prime Visa

Both are well-respected travel cards. The The Platinum Card from American Express Exclusively for Charles Schwab comes from American Express at $695/yr; the Amazon Prime Visa from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Platinum Card from American Express Exclusively for Charles Schwab is the stronger pick today, the sign-up bonus is meaningfully larger ($1,265 more in estimated value) than the Amazon Prime Visa's. Get the The Platinum Card from American Express Exclusively for Charles Schwab first; revisit the Amazon Prime Visa after you've earned that bonus.

FeatureThe Platinum Card from American Express Exclusively for Charles SchwabAmazon Prime Visa
Annual fee$695$0
Sign-up bonusUp to 80,000 Membership Rewards points$150-$200 Amazon Gift Card upon approval (varies)
Bonus value (est.)$1,440$175
Min spend to unlock bonus$8,000 in 6 mo$0 in 0 mo
IssuerAmerican ExpressChase
Card categorytravelcashback
Best earning category (Flights_direct_or_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • Invest with Rewards 1.1c/pt into Schwab
  • Centurion + Priority Pass + Delta Sky Club
  • 5X flights, 5X prepaid hotels
  • $1,500+ in annual credits
    Read the full review
    The Platinum Card from American Express Exclusively for Charles Schwab
    $695/yr · Up to 80,000 Membership Rewards points
    Read the full review
    Amazon Prime Visa
    $0/yr · $150-$200 Amazon Gift Card upon approval (varies)

    Editorial take: The Platinum Card from American Express Exclusively for Charles Schwab

    The premium Platinum for Schwab brokerage customers. Same lounge access, FHR, and credit suite as the Personal Platinum, but the killer feature is Invest with Rewards at 1.1 cents per point cash-into-brokerage — the highest fixed-value MR redemption in the program. Best for cardholders who don't max out airline transfer partners.

    Editorial take: Amazon Prime Visa

    Common questions

    Which card has the bigger sign-up bonus, The Platinum Card from American Express Exclusively for Charles Schwab or Amazon Prime Visa?
    The The Platinum Card from American Express Exclusively for Charles Schwab has the bigger bonus, Up to 80,000 Membership Rewards points, worth roughly $1,440, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
    Is the The Platinum Card from American Express Exclusively for Charles Schwab's $695 annual fee worth it compared to the Amazon Prime Visa?
    Premium cards like the The Platinum Card from American Express Exclusively for Charles Schwab ($695/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $695+ of those credits, the math works. The Amazon Prime Visa at $0/yr trades some perks for a lower commitment.
    Can I have both the The Platinum Card from American Express Exclusively for Charles Schwab and Amazon Prime Visa?
    Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the The Platinum Card from American Express Exclusively for Charles Schwab or the Amazon Prime Visa first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. The Platinum Card from American Express Exclusively for Charles Schwab: $8,000 spend in 6 months. Amazon Prime Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.