Editorial take: Marriott Bonvoy Brilliant Amex
The Platinum status is legitimately valuable (lounge access, suite upgrades), but the $650 fee is steep. Justify it only if you stay at Marriotts 8+ times a year.
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Side-by-side
Marriott Bonvoy Brilliant Amex vs World of Hyatt Credit Card
Both are hotel travel cards. The Marriott Bonvoy Brilliant Amex comes from American Express at $650/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the World of Hyatt Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Brilliant Amex | World of Hyatt Credit Card |
|---|---|---|
| Annual fee | $650 | $95 |
| Sign-up bonus | up to 150,000 Marriott Bonvoy points | Up to 60,000 Bonus Points |
| Bonus value (est.) | $1,050 | $1,020 |
| Min spend to unlock bonus | - | - |
| Issuer | American Express | Chase |
| Card category | hotel | hotel |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Marriott Bonvoy Brilliant Amex
$650/yr · up to 150,000 Marriott Bonvoy points
Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points
Editorial take: World of Hyatt Credit Card
The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Brilliant Amex or World of Hyatt Credit Card?
- The Marriott Bonvoy Brilliant Amex has the bigger bonus, up to 150,000 Marriott Bonvoy points, worth roughly $1,050, versus Up to 60,000 Bonus Points (~$1,020) on the World of Hyatt Credit Card.
- Is the Marriott Bonvoy Brilliant Amex's $650 annual fee worth it compared to the World of Hyatt Credit Card?
- Premium cards like the Marriott Bonvoy Brilliant Amex ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The World of Hyatt Credit Card at $95/yr trades some perks for a lower commitment.
- Can I have both the Marriott Bonvoy Brilliant Amex and World of Hyatt Credit Card?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Brilliant Amex or the World of Hyatt Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Brilliant Amex: no published min spend. World of Hyatt Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.