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Marriott Bonvoy Business American Express Card vs World of Hyatt Credit Card

Both are hotel travel cards. The Marriott Bonvoy Business American Express Card comes from American Express at $125/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($780 more in estimated value) than the World of Hyatt Credit Card's. Get the Marriott Bonvoy Business American Express Card first; revisit the World of Hyatt Credit Card after you've earned that bonus.

FeatureMarriott Bonvoy Business American Express CardWorld of Hyatt Credit Card
Annual fee$125$95
Sign-up bonus150,000 points + $125 statement creditUp to 60,000 Bonus Points
Bonus value (est.)$1,800$1,020
Min spend to unlock bonus$8,000 in 6 mo-
IssuerAmerican ExpressChase
Card categoryhotelhotel
Best earning category (Marriott)6x1x
Transfer partnersNoneNone
Headline benefits
  • Annual 35k Free Night Award
  • 15 elite nights/year
  • 6x at Marriott
  • Silver status
  • Free night yearly at a Category 1-4 Hyatt (anniversary)
  • Extra Category 1-4 free night after $15,000 spend in a calendar year
  • Automatic World of Hyatt Discoverist status
  • Up to 9x points at Hyatt; 2x dining, airlines, transit, fitness
Read the full review
Marriott Bonvoy Business American Express Card
$125/yr · 150,000 points + $125 statement credit
Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points

Editorial take: Marriott Bonvoy Business American Express Card

The Marriott business card pulls its weight on the annual Free Night cert alone, a 35k cat-property is routinely $250-400/night cash. Add 15 elite night credits and the dining stipend and the $125 fee is easy.

Editorial take: World of Hyatt Credit Card

The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or World of Hyatt Credit Card?
The Marriott Bonvoy Business American Express Card has the bigger bonus, 150,000 points + $125 statement credit, worth roughly $1,800, versus Up to 60,000 Bonus Points (~$1,020) on the World of Hyatt Credit Card.
Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the World of Hyatt Credit Card?
At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Credit Card's, pick the one whose perks you'll actually use.
Can I have both the Marriott Bonvoy Business American Express Card and World of Hyatt Credit Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Marriott Bonvoy Business American Express Card or the World of Hyatt Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $8,000 spend in 6 months. World of Hyatt Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.