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Marriott Bonvoy Bevy American Express Card vs USAA Secured Visa Platinum
Both are well-respected travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the USAA Secured Visa Platinum from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the USAA Secured Visa Platinum, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bevy American Express Card | USAA Secured Visa Platinum |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | up to 135,000 Marriott Bonvoy points | None |
| Bonus value (est.) | - | $0 |
| Min spend to unlock bonus | $5,000 in 6 mo | $0 in 0 mo |
| Issuer | American Express | USAA |
| Card category | travel | rewards |
| Best earning category (Dining) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Marriott Bonvoy Bevy American Express Card
$250/yr · up to 135,000 Marriott Bonvoy points
Read the full review
USAA Secured Visa Platinum
$0/yr · None
Editorial take: USAA Secured Visa Platinum
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or USAA Secured Visa Platinum?
- The USAA Secured Visa Platinum has a public bonus (None, worth roughly $0), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
- Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the USAA Secured Visa Platinum?
- At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Secured Visa Platinum's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bevy American Express Card and USAA Secured Visa Platinum?
- Yes, since they're from different issuers (American Express and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bevy American Express Card or the USAA Secured Visa Platinum first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. USAA Secured Visa Platinum: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.