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Side-by-side

Marriott Bonvoy Bevy American Express Card vs USAA Rewards Visa Signature

Both are well-respected travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the USAA Rewards Visa Signature from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the USAA Rewards Visa Signature, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy Bevy American Express CardUSAA Rewards Visa Signature
Annual fee$250$0
Sign-up bonusup to 135,000 Marriott Bonvoy points2,500 USAA Rewards points
Bonus value (est.)-$25
Min spend to unlock bonus$5,000 in 6 mo$0 in 0 mo
IssuerAmerican ExpressUSAA
Card categorytravelrewards
Best earning category (Dining)4x2x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bevy American Express Card
      $250/yr · up to 135,000 Marriott Bonvoy points
      Read the full review
      USAA Rewards Visa Signature
      $0/yr · 2,500 USAA Rewards points

      Editorial take: Marriott Bonvoy Bevy American Express Card

      Editorial take: USAA Rewards Visa Signature

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or USAA Rewards Visa Signature?
      The USAA Rewards Visa Signature has a public bonus (2,500 USAA Rewards points, worth roughly $25), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
      Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the USAA Rewards Visa Signature?
      At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Rewards Visa Signature's, pick the one whose perks you'll actually use.
      Can I have both the Marriott Bonvoy Bevy American Express Card and USAA Rewards Visa Signature?
      Yes, since they're from different issuers (American Express and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bevy American Express Card or the USAA Rewards Visa Signature first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. USAA Rewards Visa Signature: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.