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Marriott Bonvoy Bevy American Express Card vs Upgrade Triple Cash Rewards Visa

Both are well-respected travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Upgrade Triple Cash Rewards Visa from Upgrade at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Upgrade Triple Cash Rewards Visa, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy Bevy American Express CardUpgrade Triple Cash Rewards Visa
Annual fee$250$0
Sign-up bonusup to 135,000 Marriott Bonvoy points$200 statement bonus
Bonus value (est.)-$200
Min spend to unlock bonus$5,000 in 6 mo$0 in 2 mo
IssuerAmerican ExpressUpgrade
Card categorytravelcash-back
Best earning category (Dining)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bevy American Express Card
      $250/yr · up to 135,000 Marriott Bonvoy points
      Read the full review
      Upgrade Triple Cash Rewards Visa
      $0/yr · $200 statement bonus

      Editorial take: Marriott Bonvoy Bevy American Express Card

      Editorial take: Upgrade Triple Cash Rewards Visa

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Upgrade Triple Cash Rewards Visa?
      The Upgrade Triple Cash Rewards Visa has a public bonus ($200 statement bonus, worth roughly $200), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
      Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Upgrade Triple Cash Rewards Visa?
      At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Upgrade Triple Cash Rewards Visa's, pick the one whose perks you'll actually use.
      Can I have both the Marriott Bonvoy Bevy American Express Card and Upgrade Triple Cash Rewards Visa?
      Yes, since they're from different issuers (American Express and Upgrade) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bevy American Express Card or the Upgrade Triple Cash Rewards Visa first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Upgrade Triple Cash Rewards Visa: $0 in 2 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.