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Side-by-side

Marriott Bonvoy Bevy American Express Card vs Navy Federal More Rewards / Flagship Rewards

Both are travel travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Navy Federal More Rewards / Flagship Rewards from Navy Federal Credit Union at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Navy Federal More Rewards / Flagship Rewards, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy Bevy American Express CardNavy Federal More Rewards / Flagship Rewards
Annual fee$250$49
Sign-up bonusup to 135,000 Marriott Bonvoy points35,000 bonus points (a $350 value)
Bonus value (est.)-$350
Min spend to unlock bonus$5,000 in 6 mo$3,500 in ? mo
IssuerAmerican ExpressNavy Federal Credit Union
Card categorytraveltravel
Best earning category (Dining)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bevy American Express Card
      $250/yr · up to 135,000 Marriott Bonvoy points
      Read the full review
      Navy Federal More Rewards / Flagship Rewards
      $49/yr · 35,000 bonus points (a $350 value)

      Editorial take: Marriott Bonvoy Bevy American Express Card

      Editorial take: Navy Federal More Rewards / Flagship Rewards

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Navy Federal More Rewards / Flagship Rewards?
      The Navy Federal More Rewards / Flagship Rewards has a public bonus (35,000 bonus points (a $350 value), worth roughly $350), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
      Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Navy Federal More Rewards / Flagship Rewards?
      At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Navy Federal More Rewards / Flagship Rewards's, pick the one whose perks you'll actually use.
      Can I have both the Marriott Bonvoy Bevy American Express Card and Navy Federal More Rewards / Flagship Rewards?
      Yes, since they're from different issuers (American Express and Navy Federal Credit Union) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bevy American Express Card or the Navy Federal More Rewards / Flagship Rewards first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Navy Federal More Rewards / Flagship Rewards: $3,500 in ? months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.