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Side-by-side

Marriott Bonvoy Bevy American Express Card vs Bank of America Customized Cash Rewards Credit Card

Both are well-respected travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Bank of America Customized Cash Rewards Credit Card from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Bank of America Customized Cash Rewards Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy Bevy American Express CardBank of America Customized Cash Rewards Credit Card
Annual fee$250$0
Sign-up bonusup to 135,000 Marriott Bonvoy pointsNot advertised
Bonus value (est.)--
Min spend to unlock bonus$5,000 in 6 mo-
IssuerAmerican ExpressBank of America
Card categorytravelcashback
Best earning category (Dining)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bevy American Express Card
      $250/yr · up to 135,000 Marriott Bonvoy points
      Read the full review
      Bank of America Customized Cash Rewards Credit Card
      $0/yr ·

      Editorial take: Marriott Bonvoy Bevy American Express Card

      Editorial take: Bank of America Customized Cash Rewards Credit Card

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Bank of America Customized Cash Rewards Credit Card?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Bank of America Customized Cash Rewards Credit Card?
      At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bank of America Customized Cash Rewards Credit Card's, pick the one whose perks you'll actually use.
      Can I have both the Marriott Bonvoy Bevy American Express Card and Bank of America Customized Cash Rewards Credit Card?
      Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bevy American Express Card or the Bank of America Customized Cash Rewards Credit Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Bank of America Customized Cash Rewards Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.