All credit cards
Side-by-side
Marriott Bonvoy Bevy American Express Card vs Bilt Mastercard (legacy, Wells Fargo)
Both are travel travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Bilt Mastercard (legacy, Wells Fargo) from Bilt / Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Bilt Mastercard (legacy, Wells Fargo), its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bevy American Express Card | Bilt Mastercard (legacy, Wells Fargo) |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | up to 135,000 Marriott Bonvoy points | Closed to new applicants |
| Bonus value (est.) | - | $0 |
| Min spend to unlock bonus | $5,000 in 6 mo | $0 in 0 mo |
| Issuer | American Express | Bilt / Wells Fargo |
| Card category | travel | travel |
| Best earning category (Dining) | 4x | 3x |
| Transfer partners | None | bilt |
| Headline benefits |
|
Read the full review
Marriott Bonvoy Bevy American Express Card
$250/yr · up to 135,000 Marriott Bonvoy points
Read the full review
Bilt Mastercard (legacy, Wells Fargo)
$0/yr · Closed to new applicants
Editorial take: Bilt Mastercard (legacy, Wells Fargo)
Closed to new applicants. Bilt launched its 2.0 portfolio (Blue / Obsidian / Palladium) on February 7, 2026 with Cardless as the new issuer. Existing Wells Fargo Bilt Mastercard holders are being migrated; new applicants should apply for one of the Bilt 2.0 tiers via biltrewards.com.
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Bilt Mastercard (legacy, Wells Fargo)?
- The Bilt Mastercard (legacy, Wells Fargo) has a public bonus (Closed to new applicants, worth roughly $0), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
- Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Bilt Mastercard (legacy, Wells Fargo)?
- At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Mastercard (legacy, Wells Fargo)'s, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bevy American Express Card and Bilt Mastercard (legacy, Wells Fargo)?
- Yes, since they're from different issuers (American Express and Bilt / Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bevy American Express Card or the Bilt Mastercard (legacy, Wells Fargo) first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Bilt Mastercard (legacy, Wells Fargo): $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.