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Marriott Bonvoy Bevy American Express Card vs Bilt Blue
Both are travel travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Bilt Blue from Bilt / Cardless at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Bilt Blue, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bevy American Express Card | Bilt Blue |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | up to 135,000 Marriott Bonvoy points | $100 Bilt Cash |
| Bonus value (est.) | - | $100 |
| Min spend to unlock bonus | $5,000 in 6 mo | $0 in 0 mo |
| Issuer | American Express | Bilt / Cardless |
| Card category | travel | travel |
| Best earning category (Dining) | 4x | 1x |
| Transfer partners | None | bilt |
| Headline benefits |
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Read the full review
Marriott Bonvoy Bevy American Express Card
$250/yr · up to 135,000 Marriott Bonvoy points
Read the full review
Bilt Blue
$0/yr · $100 Bilt Cash
Editorial take: Bilt Blue
The no-fee entry tier of Bilt 2.0, launched February 7, 2026 by Cardless. Flat 1x earn (no bonus categories — those live on Obsidian and Palladium). Best for renters who want the no-fee anchor + full transfer partner access without paying $95+. The 5-transactions-per-cycle minimum from legacy Bilt is gone, and Rent Day still doubles everyday earn on the 1st.
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Bilt Blue?
- The Bilt Blue has a public bonus ($100 Bilt Cash, worth roughly $100), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
- Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Bilt Blue?
- At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Blue's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bevy American Express Card and Bilt Blue?
- Yes, since they're from different issuers (American Express and Bilt / Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bevy American Express Card or the Bilt Blue first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Bilt Blue: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.