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Marriott Bonvoy Bevy American Express Card vs BECU Business Low Rate Credit Card
Both are well-respected travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the BECU Business Low Rate Credit Card from BECU at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the BECU Business Low Rate Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bevy American Express Card | BECU Business Low Rate Credit Card |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | up to 135,000 Marriott Bonvoy points | No welcome bonus |
| Bonus value (est.) | - | $0 |
| Min spend to unlock bonus | $5,000 in 6 mo | $0 in 0 mo |
| Issuer | American Express | BECU |
| Card category | travel | low-interest |
| Best earning category (Dining) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Marriott Bonvoy Bevy American Express Card
$250/yr · up to 135,000 Marriott Bonvoy points
Read the full review
BECU Business Low Rate Credit Card
$0/yr · No welcome bonus
Editorial take: BECU Business Low Rate Credit Card
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or BECU Business Low Rate Credit Card?
- The BECU Business Low Rate Credit Card has a public bonus (No welcome bonus, worth roughly $0), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
- Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the BECU Business Low Rate Credit Card?
- At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the BECU Business Low Rate Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bevy American Express Card and BECU Business Low Rate Credit Card?
- Yes, since they're from different issuers (American Express and BECU) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bevy American Express Card or the BECU Business Low Rate Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. BECU Business Low Rate Credit Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.