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Marriott Bonvoy Bevy American Express Card vs American Express Schwab Investor Card

Both are travel travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the American Express Schwab Investor Card from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from American Express and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Marriott Bonvoy Bevy American Express Card costs $250 more per year, only worth it if you'll actually use the upgraded perks.

FeatureMarriott Bonvoy Bevy American Express CardAmerican Express Schwab Investor Card
Annual fee$250$0
Sign-up bonusup to 135,000 Marriott Bonvoy points10,000 Membership Rewards points
Bonus value (est.)-$110
Min spend to unlock bonus$5,000 in 6 mo$1,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorytraveltravel
Best earning category (Dining)4x1x
Transfer partnersNoneamex-mr
Headline benefits
    • 1.5X MR on everything
    • $0 annual fee
    • 1.0c/pt Invest with Rewards
    • Full MR transfer partners
    Read the full review
    Marriott Bonvoy Bevy American Express Card
    $250/yr · up to 135,000 Marriott Bonvoy points
    Read the full review
    American Express Schwab Investor Card
    $0/yr · 10,000 Membership Rewards points

    Editorial take: Marriott Bonvoy Bevy American Express Card

    Editorial take: American Express Schwab Investor Card

    The hidden gem of the Amex MR lineup for Schwab brokerage customers. Flat 1.5X MR with $0 annual fee, full transfer-partner access, AND a 1.0 cents-per-point cash-into-brokerage redemption guarantees you can always extract real cash. The catch: you need a Schwab brokerage account to apply.

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or American Express Schwab Investor Card?
    The American Express Schwab Investor Card has a public bonus (10,000 Membership Rewards points, worth roughly $110), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
    Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the American Express Schwab Investor Card?
    At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the American Express Schwab Investor Card's, pick the one whose perks you'll actually use.
    Can I have both the Marriott Bonvoy Bevy American Express Card and American Express Schwab Investor Card?
    Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bevy American Express Card or the American Express Schwab Investor Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. American Express Schwab Investor Card: $1,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.