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Side-by-side

Hilton Honors Surpass vs Marriott Bonvoy Boundless

Both are hotel travel cards. The Hilton Honors Surpass comes from American Express at $150/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($980 more in estimated value) than the Hilton Honors Surpass's. Get the Marriott Bonvoy Boundless first; revisit the Hilton Honors Surpass after you've earned that bonus.

FeatureHilton Honors SurpassMarriott Bonvoy Boundless
Annual fee$150$95
Sign-up bonus130,000 Hilton Honors Bonus Points4 Free Night Awards
Bonus value (est.)-$980
Min spend to unlock bonus$3,000 in 6 mo$3,000 in 3 mo
IssuerAmerican ExpressChase
Card categoryhotelhotel
Transfer partnersNoneNone
Headline benefits
  • Automatic Gold status
  • Free weekend night
  • $200 Hilton credit/year
  • 12x at Hilton
  • Free night award annually
  • 15 elite qualifying nights
  • 6x at Marriott properties
  • Silver Elite status
Read the full review
Hilton Honors Surpass
$150/yr · 130,000 Hilton Honors Bonus Points
Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards

Editorial take: Hilton Honors Surpass

The sweet spot in the Hilton lineup. Gold status gets you free breakfast worth $30-50 per stay, and the free weekend night after spend typically covers a $300+ stay.

Editorial take: Marriott Bonvoy Boundless

One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.

Common questions

Which card has the bigger sign-up bonus, Hilton Honors Surpass or Marriott Bonvoy Boundless?
The Marriott Bonvoy Boundless has a public bonus (4 Free Night Awards, worth roughly $980), while the Hilton Honors Surpass doesn't advertise one right now.
Is the Hilton Honors Surpass's $150 annual fee worth it compared to the Marriott Bonvoy Boundless?
At $150/yr, the Hilton Honors Surpass is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Marriott Bonvoy Boundless's, pick the one whose perks you'll actually use.
Can I have both the Hilton Honors Surpass and Marriott Bonvoy Boundless?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hilton Honors Surpass or the Marriott Bonvoy Boundless first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors Surpass: $3,000 spend in 6 months. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.