Editorial take: Hilton Honors Surpass
The sweet spot in the Hilton lineup. Gold status gets you free breakfast worth $30-50 per stay, and the free weekend night after spend typically covers a $300+ stay.
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Side-by-side
Hilton Honors Surpass vs Wyndham Rewards Earner Plus Card
Both are hotel travel cards. The Hilton Honors Surpass comes from American Express at $150/yr; the Wyndham Rewards Earner Plus Card from Barclays at $75/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hilton Honors Surpass | Wyndham Rewards Earner Plus Card |
|---|---|---|
| Annual fee | $150 | $75 |
| Sign-up bonus | 130,000 Hilton Honors Bonus Points | 45,000 points |
| Bonus value (est.) | - | $450 |
| Min spend to unlock bonus | $3,000 in 6 mo | $1,000 in 3 mo |
| Issuer | American Express | Barclays |
| Card category | hotel | hotel |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Hilton Honors Surpass
$150/yr · 130,000 Hilton Honors Bonus Points
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 45,000 points
Editorial take: Wyndham Rewards Earner Plus Card
Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.
Common questions
- Which card has the bigger sign-up bonus, Hilton Honors Surpass or Wyndham Rewards Earner Plus Card?
- The Wyndham Rewards Earner Plus Card has a public bonus (45,000 points, worth roughly $450), while the Hilton Honors Surpass doesn't advertise one right now.
- Is the Hilton Honors Surpass's $150 annual fee worth it compared to the Wyndham Rewards Earner Plus Card?
- At $150/yr, the Hilton Honors Surpass is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wyndham Rewards Earner Plus Card's, pick the one whose perks you'll actually use.
- Can I have both the Hilton Honors Surpass and Wyndham Rewards Earner Plus Card?
- Yes, since they're from different issuers (American Express and Barclays) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hilton Honors Surpass or the Wyndham Rewards Earner Plus Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors Surpass: $3,000 spend in 6 months. Wyndham Rewards Earner Plus Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.